All the neighborhoods in On Top of the World with the exception of Candler Hills and Indigo East are properties on a 99 year lease. In other words you don’t own the land On Top of the World owns the land. You will receive a warranty leasehold estate deed when you purchase this type of property.
Here is On Top of the World’s deed restrictions as recorded:
Here is On Top of the Worlds land lease as recorded:
Things you want to consider when you buy a leased land property:
Monthly rent is there is a cap?
What happens when the lease ends?
What happens if the building is destroyed?
Do banks loan on leased land properties?
Do leased land properties appreciate or depreciate in value?
What is the advantage of owning a leased land property?
Who covers sink holes?
Coral Shores Realty Inc.
4901 E. Silver Springs Blvd. #302
Ocala, FL 34470
Cell: 352-553-3369
Fax: 800-218-0446
Retirement Communities Ocala Florida 
Comments on: "On Top Of The World Leased Land Properties" (1)
Interesting article regarding On Top of The World. It seems like a nice community but not sure about the land leases. I am sure that this suits many people fine though since it’s a large community. Financing is probably a problem but again there are so many people there already it must be available.